Money tips. There are plenty. You’ve probably heard most of them. But for one reason or another, maybe you’ve just not been able to apply them.
Here’s a simple one. It’s not easy, but it’s simple. The best one. One your grandmother probably told you.
Give 10%, Save 10%.
Okay I just lost half of you, but for those who are curious enough to imagine, “It sounds so crazy, it just might work!” Congratulations. It does.
There are enough scriptures that reference giving to make the first half of the tip credible. Acts 20:35, 2 Corinthians 9:7, Malachi 3:10 come to mind, just to name a few. We know it is right and wise to give.
What about part two? According to statisticbrain.com, 36% of us don’t save ANYTHING for retirement. Zero. Benifitspro.com tells us that 60% of us WANT to retire, but the same amount fear they won’t be able to do it. Finally, a study by Lawyers.com revealed that, if we had it to do over again, 64% of us would have put more money into savings. Who wants to live with that regret?
Maybe 10% is a stretch for you. But we can all do something. Put $100 a month in savings. Start there. $100. Many of us could do that. Even that’s too much? Can you put $20 a week aside? That’s $1040 in a year before interest. You’ll thank yourself for it. Your kids just might thank you too!
It works. Do it. Baby steps. There’s no excuse for doing nothing. Don’t be like most Americans (64%), who wish they had.
There are many so resources to help if you’ll just reach out. Email me at email@example.com. I’ll be glad to direct you to some. Take the first step. You can do this!
When driving from A to B anywhere in the country, raise your hand if you enjoy going the longest way possible. Yeah, probably not the case for many (myself included). Well, just like driving, if there’s somehow a short route for the everyday chores, it would be nice to know about them, right? Well, no need to search through Pinterest or make notes in magazines, because blogger Jeanne Sager has found a few for you and I, all dealing with kitchen fun:
Some things are so easily taken for granted. Be honest with yourself: how many times have you gotten to meet someone for the first time, had a small chat with them, and forgotten what their name was 5 minutes after? Yes, I can blame it on a horrible memory (hello forgetting dinner last week)! I can also try to blame it on the 50 things I have to get done in a day that consumes my extra reflection time. Today, God made sure the excuses were left in my bed and smacked me upside the head with a handbag!
They come in different sizes, different colors, and varying species. Some call them a Companion, a Best Friend, a Family Member, but to most around the world, they are known as DOG. If you haven’t heard me talk about dogs, I can tell you this: I Love Them!! Actually, right now in my life, I don’t at all have baby-brain…I have Doggy-brain. If you saw me this past weekend with my brother’s dog Sue Ellen, you would have thought I was a 5 year old kid in the toy section at the store. And maybe you’re like me right now, or have always seen yourself as a “Dog Person.” So the thought of petting a random dog doesn’t sound too crazy, right?
I admit it, I love scented candles and wax that makes my apartment smell like I’ve just baked a billion dozen cinnamon cookies or just washed and line dried a load of linen even when I’ve not been close to the oven or the washer!
I sniff through a batch of bars to find the right scent to go in my warmer in the living room, and something different for the upstairs bath…making sure it’s just the right smell and mood I want. I laugh even as I talk about it because one of my old Morning Show partners (Dave Cruise) used to say that he hated it when someone lit a Sugar Cookie candle in his house because if it’s going to smell like a cookie…there should be a cookie!
I was thinking about that, are we coming off in this world like people that masquerade or “smell” like Jesus but we really aren’t like him much past that?
I mean the idea is that we are intimately involved with Christ in our life and so when we are publicly out and about with others we should not only smell like Jesus but we should be that “cookie” authentic Jesus with skin on at the end of that smell.
Maybe I’m the only one, but I know that there are times when I’ve just kind of forgotten to be that authentic Jesus with skin on sweet smell for others and I’m just a scented “wanna be”. So, I’m working to be the “cookie authentic” of Jesus…and not only smell like him but act like him too. It’s a daily work, but the good news is Jesus is still working on me and I’m learning little by little.
However, I’ll be honest – if you come to my house and you smell cookies or linen, that’s still wax .
With every status you post, you wait to see how many “Likes” you can get. Seconds feel like minutes, and than you notice you’ve been staring at a computer screen for 10 minutes, waiting on a thumb’s up to justify a sentence you decided to write. Technology has sucked you in, and this is your time to take a break. I say this, knowing from personal experience, that even though the tech around us can help in many situations, it can wreck you too. That’s why it’s good to be on the lookout of signs that are clearly saying, “Back away from the gadget, stat!” Some of those signs have nicely been pointed out by blogger Nicole Fabian-Weber, and could come in handy (especially when a moment of denial hits):
The idea of “Aging with Grace” is something that many would love to do. Personally, looking at my mother, who’s over 55, I know I would LOVE to look like her at her age (trust me, the lady looks like she’s in her 40′s)! Yes, you could use serums, stay out of the sun, put on sunscreen, and probably try 20 different exercise techniques that “work,” but what about the things you and I eat. Yes, it’s been proven that there are a few foods that actually slow the aging process down, and give you the nutrients you need every day anyways!
Studies show that a glass of pomegranate juice a day could keep the wrinkles at bay. Pomegranate has previously been linked to the prevention of heart disease and stress relief, but now researchers have found that the fruit juice also slows down the natural oxidation (“wear and tear”) of DNA.
While many see today as the very dreaded TAX DAY, I can’t help but feel giddy. Well, for one reason, the hubby already did our taxes for us (first time doing joint tax return, oooo). But the bigger reason is that this chica has officially been part of KVNE and KGLY for 1 Full Year!
Just like a kid slightly nervous and definitely excited for Christmas morning or that first day at a new school, I remember I struggled with sleep the Sunday before my first day here at the station last year. And yes, I even laid out my outfit for the next day that night (don’t judge)! That morning, I didn’t know if my stomach was making noise because it wanted food or wanted to push food far, far away. But I can tell you, once I walked in through the front doors at 2721 East Erwin St, this peace and reassurance just filled my every bone. I knew God had made this place home.